MyBenefits Relief on Housing - Supply of Affordable Homes

Low to Medium cost homes1Malaysia Civil Servants Housing Programme (PPA1M)

Affordable homes for civil servants in the cities  
Last updated: November 26, 2017  
All information has not been verified by the relevant Ministry/Agency

What is this programme about?  

PPA1M, launched in 2013, is an affordable home ownership scheme for low and middle-income public service officers in major cities. The properties offered ranges between RM90,000 to RM300,000 per unit. The government targets to build 126,000 PPA1M units of houses nationwide by 2020.  As of March 2017, approximately 3,500 units have been completed and occupied.
To enable the private sector developers to offer these properties at affordable prices, for every unit of PPA1M constructed, the government subsidises RM25,000 to RM38,000, depending on the size of the house or the maximum of 25% of the Gross Development Cost (GDC). 

Who can apply? 

General Eligibility Criteria

(Contact ministry/agency for all other requirements, if any)

  1. Malaysian citizen.

  2. Resident in Malaysia

  3. Income group-  Applicants earning RM10,000 or less 

  4. Applicant works in/near the housing area

  5. Preference is given to individuals who do not own a property

  6. A civil servant in the workforce or retiree with a pension (Every public servant that is working with Kerajaan Persekutuan, Kerajaan Negeri, Pihak Berkuasa Negeri, Pihak Berkuasa Tempatan, Badan Berkanun Persekutuan and Badan Berkanun Negeri)

  7. The applicant is not declared bankrupt. 

  8. Must not already be an owner of government quarters in the same area.

 What are myBenefits? 

Assistance: Supply of affordable homes in major cities
Income Group: <RM10,000
Target Group: Low and middle-income civil servants

 

Contacts

Ministry/Agency:Unit PPA1M, Jabatan Perdana Menteri (JPM)

Website: https://www.ppa1m.gov.my/

Email: support.ppa1m@jpm.gov.my
Mailing address  :

Aras 4, Blok Podium, Menara Usahawan No. 18 Persiaran Perdana, Presint 262652 PUTRAJAYA
Telephone: 03 – 8880 5118  

Conditions

Property Price: RM90,000 to RM300,000                                    
Subsidy: RM25,000 to RM38,000

Restriction: Moratorium on sale – 10 years
Application process: Register online > Application > Auditor screening > Balloting > Allocation > S&P > Financing

How to apply? 
Application process

(Contact ministry/agency to find out the procedures and processes)

  1. Go to Web link https://www.ppa1m.gov.my/application/form

  2. Register account online as a new applicant

  3. Upload the required documents

  4. After registration, the applicant will go through the following process:-

  • Screening of eligibility based on your monthly household income

  • Identify the home that fits the applicant’s budget or

  • Look out for notification of the launches in your preferred areas (which you will select when you register)

  • Apply for the new project that you are interested in making entry into balloting process. (A voting process carried out by the authority to distribute the allocation of houses)

  • Balloting is an open and transparent selection process of qualified applications that fulfil all the requirements 

  • Notification will be sent via email to successful applicants 

  • Unit selection by the successful applicant 

  • Verification of all information of the successful applicant 

  • Allocation of house unit allocation 

  • Sale and purchase agreement (SPA) is signed with the applicant

  • Housing loan application to be made by successful applicants from Lembaga Pembiayaan Perumahan Sektor Awam ( LPPSA ) or any commercial banks

 

What documents do I need for application?

The general requirement of documents needed for the application

(Contact ministry/agency for all other requirements, if any)

Upload the required documents

  1. A copy of the identity card (myKad) of the applicant

  2. A copy of latest income statement

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