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Government Healthcare Insurance -  Skim Perlindungan Nasional B40 (mySalam)

36 Critical Illnesses Health Insurance Coverage for B40 

Posted on January 25, 2019

All information has not been verified by the relevant Ministry/Agency

Latest Updates

New Malaysia | Govt: Programmes | Jun 08, 2019 @ 13:28

mySalam scheme expanded to cover university, military hospitals

The number of hospitals covered by mySalam – the free national health protection scheme for the low-income or B40 group who undergo medical treatment at government hospitals – has been widened to include five university hospitals and five military hospitals.|Read more >|SunDaily

New Malaysia | New Government Programmes |

Skim Perlindungan Nasional B40 (mySalam)

36 Critical Illnesses Health Insurance Coverage for B40

Posted on January 25, 2019
The Ministry of Finance will be making additional  announcements by the end of January 2019

What is this programme about?

Purpose of the Programme

Skim Perlindungan Nasional B40 (mySalam) provides health insurance coverage for eligible low-income Bantuan Sara Hidup Rakyat 2019 (BSHR) recipients who seek treatment at government hospitals. The insurance covers the 36 critical illnesses which include cancer, heart attack and Alzheimer's. 

Recipients of the government's Bantuan Sara Hidup Rakyat 2019 (BSHR) between the ages of 18 and 55 are eligible for the scheme. Those who qualified for the scheme would be notified through the short messaging service (SMS). Claims can be submitted through the mySalam portal or at any Great Eastern offices in Malaysia.  

Recipients will receive a one-off payment of RM8,000 if they are diagnosed with one of the illnesses and in the event of hospitalisation, will also receive a daily income replacement payment of RM50 for up to 14 days. 
The scheme takes effect from Jan 1, 2019, and recipients can make their claims beginning March. The insurance coverage is for at least five years.


Programme Brief

Assistance: Health Insurance Coverage
Income Group: Household income less than RM3,900 a month
Target Group: B40 Recipients of Bantuan Sara Hidup Rakyat 2019 (BSHR)
Subsidy: Annual insurance premium of RM112 per person for 5 years


Ministry: Ministry of Finance

Implementing Agency: Lembaga Hasil Dalam Negeri Malaysia
Web link:
LHDNM: 1-800-88-2747 (operating hours: 0900 - 1700)
Great Eastern Insurance Customer Service Careline: 1300-1300 88
Ministry of Finance: 03-8882 4565 / 4566 (operating hours: 0900 - 1700)


MySalam FAQ >

List of 36 Critical Illnesses >

List of Hospitals >

Online Registration Portal >

MySalam Website >

List of LHDNM Branches >

What are myBenefits? 
The benefits of the programme

  1. Subsidised annual health insurance premium of RM112 for five years.

  2. Upon diagnosing and hospitalisation for treatment, the eligible recipient will receive:-

  • A one-off payment of RM8,000.

  • A daily income replacement payment of RM50 for up to 14 days


Who can apply? 

Eligibility Criteria

  • Malaysian citizen.

  • Resident in Malaysia

  • Recipients of the government's Bantuan Sara Hidup Rakyat 2019 (BSHR)

  • Age 18 to 55

Follow the developments and other news @ anewmalaysia in the news >

New Malaysia | Govt Programmes Aug 06, 2019 @ 15:54

MySalam is non-profit insurance scheme: MOF

The Finance Ministry (MOF) today emphasised that the MySalam scheme is a non-profit health insurance scheme and will not benefit any private insurance company.|Read more >|SunDaily

New Malaysia | Viewpoints: MySalam Aug 05, 2019 @ 19:05

MySalam scheme must be reviewed, says think tank

An independent committee must conduct a sincere and open review of the MySalam scheme, said a health think tank.|Read more >|SunDaily


Location: Malaysia

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