MyBenefits Relief on Housing - Affordable Home Loans & Financing

Home LoanPR1MA Home End-financing Scheme  

Up to 100% home financing for PR1MA homes buyers  
Last updated: November 26, 2017  
All information has not been verified by the relevant Ministry/Agency

What is this programme about?  

The PR1MA Homes is a scheme to supply affordable housing units for middle-income Malaysians earning RM2,500 to RM10,000 per month. These affordable homes, located in selected prime urban locations cost between RM100,000 - RM400,000 with an average price point of RM250,000.  In addition to providing the supply of affordable price homes, PR1MA through a panel of banks offers affordable end-financing to buyers.
PR1MA HOPE Home Assistance Programme is a scheme, which offers financial support and solutions for easy access to home ownership.  PR1MA works with a panel of banks to provide high margin financing home loan packages to approved buyers and some loan packages also offer attractive interest rate.

Who can apply? 

General Eligibility Criteria

(Contact ministry/agency for all other requirements, if any)

  1. Malaysian citizen.

  2. Resident in Malaysia

  3. Aged 21 and above, single or married. 

  4. Income group - Individual or combined household income between RM2,500 and RM15,000

  5. Owns no more than one property among both the individual and spouse

  6. Self-employed with income statements

  7. Bankrupt with guarantor

  8. For the self-employed applicant with no income documentation or guarantor for bankrupt but are keen to own a PR1MA Home, can still apply. The consideration for approval will be subjected to PR1MA’s discretion.

What are myBenefits? 

Assistance: Up to 110% financing
Income Group: Monthly income range from RM2,500 to RM15,000
Target Group: Middle-income Malaysians


Ministry/Agency: Perbadanan PR1MA Malaysia (established under the PR1MA Act 2012)


Mailing address  :

R-15, Central Piazza, No. 2, Jalan PJU 1A/7A, Oasis Square, Ara Damansara, 47301 Petaling Jaya,  Selangor Darul Ehsan
Telephone: +603-7962 4374

Online registration:

FAQ link:



Property Price: RM100,000 to RM400,000

Loan Amount: 110% of the purchase price

How to apply? 
Application process

(Contact ministry/agency to find out the procedures and processes)


What documents do I need for application?

The general requirement of documents needed for the application

(Contact ministry/agency for all other requirements, if any)

  1. A copy of the identity card (myKad) of the applicant

  2. Original copy of the Sale and Purchase Agreement

  3. Copy of the title deed (if available)

  4. A copy of your last 3 month’s salary or 6 month’s bank statement (if self-employed)

  5. Letter of confirmation of income and years of service from the employer

  6. A copy of income tax return/EA form for the past 3 years

Other information required for online registration

  1. EPF number

  2. LHDN number

  3. Employment details of applicant and spouse 

  4. Details of other property owned