Supply of Low-cost Homes

(up to RM70,000 per unit)

People's Housing Program for Ownership (PPRM)
Social public housing for low-income households  
Income Group < RM2,500

Property Price RM30,000 - RM42,000  

 

SPNB Rumah Mesra Rakyat 1Malaysia (RMR1M)
Supply of partially subsidised home and affordable housing loan package
Income Group RM750 to RM3,000             

Property Price RM45,000 to RM65,000

 

Skim Perumahan Mampu Milik Swasta (MyHome 1)

Supply of partially subsidised homes

Income Group RM3,000 to RM4,000

Property Price 

Peninsular - RM60,000 to RM100,000

Sabah & Sarawak RM60,000 to RM100,000

 

Low-Cost Rumah Mampu Milik Wilayah Persekutuan (RUMAWIP) ​             

Low-cost housing for Federal Territories’ working population

Income Group

Individual - < RM10,000

Joint - < RM15,000              

Property Price RM52,000 - RM63,000                       

Supply of Medium-cost Housing

(up to RM400,000 per unit)

Perumahan Rakyat 1Malaysia (PR1MA)

Largest nationwide supply of affordable homes, average RM250,000 

Income Group RM2,500 to RM15,000         

Property Price RM100,000 - RM400,000

                                      

SPNB Rumah Idaman Rakyat (RIR)

Affordable homes supply <RM350,000 

Income Group 

Individual < RM7,500    

Household < RM10,000                    

Property Price < RM350,000 

 

SPNB Aspirasi Medium Cost                                  

Supply of medium cost homes nationwide

Income Group Middle-income 

Property Price Varies

RUMAWIP Medium-cost (Rumah Mampu Milik Wilayah Persekutuan) 

Medium cost housing for Federal Territories’ working population

Income Group  

Individual < RM10,000

Joint < RM15,000                          

Property Price RM150,000 - RM300,000

1Malaysia Civil Servants Housing (PPA1M) Programme

Supply of partially subsidised homes for civil servants

Income Group <RM10,000                           

Property Price RM90,000 to RM300,000

Supply of Low Medium-cost Housing

(up to RM220,000)

 

SPNB Aspirasi for People with Disabilities (OKU)

Reserved housing units at a discount for PWDs 

Income Group Middle income OKUs   

Property Price RM60,000 - RM140,000

Skim Perumahan Mampu Milik Swasta (MyHome 2) 

Subsidised medium-cost homes

Income Group RM4,001 to RM6,000                                    

Property Price RM90,000 - RM220,000

 

Low Medium-Cost Rumah Mampu Milik Wilayah Persekutuan (RUMAWIP)

Medium cost housing for Federal Territories’ working population

Income Group 

Individual < RM10,000

Joint < RM15,000          

Property Price RM63,000 - RM150,000

 

Rent-to-Own Programmes (RTO)

People's Housing Program Rent-to-Own (PPR RTO)  

(to be published soon)

If you are unable to afford or get financing, rent first

Income Group < RM2,500                              

Property Price RM30,000 - RM42,000

 

PR1MA Basic Rent-to-Own (RTO) Programme  

(to be published soon)

If you are can’t get financing, rent first and save to buy later

Income Group RM2,500 to RM15,000         

Property Price RM100,000 to RM400,000

 

PR1MA Zero Rent-to-Own (RTO) Programme  

(to be published soon)

If you are can’t get financing, rent first and buy later

Income Group RM2,500 to RM15,000          

Property Price RM100,000 to RM400,000

 

Government Pre-schools
Preschool education by MOE is conducted in various schools/institutions, such as in National Schools, National Special Education Schools, National Chinese Vernacular Schools (SJKC), National Tamil Vernacular Schools (SJKT), Government Assisted Religious Schools (SABK) and a few other types of schools/institutions under MOE. The number of students in one class is limited to 25 students for the premier class, and 7 students for special education/integration classes. There are guidelines that cover all related processes for the reference of parents and guardians to enrol a child into a preschool. Information relating to MOE Preschools includes general information, list of preschools, application for enrolment, review of application results, appeal for application (if necessary), obtaining application information and requesting for education assistance (if eligible).

 

1. Preschools by the Ministry of Education Malaysia (MOE)

MOE’s Preschool education is conducted with the objective to prepare education experience to students aged between four and six years old, who are Malaysian Citizens, and for all students including Special Needs Students, to grow their potential in all aspects of development, to master basic skills and to inculcate a positive attitude as preparation to enter into primary school.

Ministry/Agency: Ministry of Education

Web-link: https://www.moe.gov.my/pendidikan/pendidikan-prasekolah

2. KEMAS Tabika

The early childhood education program organised by KEMAS is known as the Children's Tutoring (Tabika). KEMAS's nursery embraces the 'Learning Through Play' concept, which encourages the nurturing of children through games, information and first-hand experiences. This program provides an opportunity for children age 4 to 6 to gain early education and master the basic skills of reading, writing and counting before enrolling into primary school. In addition, the program also enhances communication and social skills while applying good values among children.

Please visit the  KEMAS Official Website - For more information.

Ministry/Agency: Jabatan Kemajuan Masyarakat (KEMAS), Kementerian Pembangunan Luar Bandar

Web-link: https://www.kemas.gov.my/en/tabika-3/

Children’s Nursery (TASKA): children 2 – 4 years old

https://www.kemas.gov.my/en/taska-3/
Children’s Preschool(TABIKA): Children 4 – 6 Years old

https://www.kemas.gov.my/en/tabika-3/

National PERMATA Curriculum

3. Unity Tabika

The Unity Tabika program was implemented to provide early education for children aged 4 to 6 years, thus enabling them to appreciate unity values and social life and preparation for formal education.

Please visit the  Official Portal - Department of National Unity and Integration - Unity Tabika  for more information.

Ministry/Agency:

Web-link: 

 

4. Federal Territory Islamic Religious Council (MAIWP) Kindergarten

Islamic Kindergartens by MAIWP conduct pre-school education for children aged 5 to 6 years old by applying the National Pre-School Standard Curriculum (KSPK) and the MAIWP value-added curriculum of Quran, Jawi and Arabic studies. This kindergarten provides a learn and play oriented learning environment in the effort to develop the basic skills and potential of children in all aspects development, in preparation for formal education. It is also aimed at producing a glorious generation of intellects for the future, in line with the formation of quality human capital.

Please visit  MAIWP Official Portal Kindergarten  for more information.

Ministry/Agency:

Web-link: 

5. Selangor Islamic Religious Department (JAIS) Preschool

JAIS preschools are ones under JAIS administration for children aged 5 and 6. These preschools provide for the teaching of the Al-Quran and Fardhu Ain for children, as well as providing basic Arabic, English and practical education.

Please visit the Official Portal of JAIS Islamic Education Portal  for more information.

Ministry/Agency:

Web-link: 

Subsidy to Repair, Rebuild and Maintenance

Program Bantuan Rumah (PBR)

Fully subsidised cost of repair/rebuild

Income Group Hardcore poor

Property Price RM21,000 to RM50,000

Project Perumahan Rakyat Termiskin (PPRT)
Fully subsidised cost of repair/rebuild

Income Group Hardcore poor

Property Price RM21,000 to RM50,000

 

Rumah Bina Negara (RBN) FELCRA  

(to be published soon)
Supply of partially subsidised home and cheap housing loan package
Income Group < RM4,000                             

Property Price RM65,000

 

Rumah Bina Negara (RBN) RISDA  

(to be published soon)
Supply of partially subsidised home and cheap housing loan package
Income Group < RM4,000                             

Property Price RM65,000

 

Home Loans with Subsidies and Guarantees

Youth Housing Scheme Skim Perumahan Belia (SPB)
100% home loan and subsidy for repayment  
Income Group < RM10,000                           

Property Price up to RM500,000

 

Skim Jaminan Kredit Perumahan (SJKP)
Housing loan guarantee for self-employed from the low-income group        
Income Group > RM1,000                              

Property Price  up to RM300,000

 

MyDeposit Scheme
One-off grant to pay 10% down payment for the first home purchase
Income Group RM3,000 to RM10,000       

Property Price RM80,000 to RM500,000 

 

My First Home Scheme (Skim Rumah Pertamaku)
100% Home loan for employed middle-income Malaysians    
Income Group < RM5,000                             

Property Price RM100,000 to RM540,000

 

SPNB Dana Home Loans (to be published soon)

Provide financing to home buyers of RMR1M Scheme and those who
Income Group RM750 to RM3,000             

Property Price  RM45,000 to RM65,000    

Entrepreneurship Training

Entrepreneur Guidance Programme

This program will equip entrepreneurs with skills and knowledge to sharpen their professionalism in marketing

Ministry/Agency: Federal Agricultural Marketing Authority (FAMA)

Web-link: 

http://www.fama.gov.my/web/pub/program-bimbingan-usahawan

Entrepreneur Training and Development Program

This program aims to increase knowledge and skills for entrepreneurs to further develop their business. 

Ministry/Agency: Perbadanan Usahawan Nasional Berhad (PUNB)

Web-link: 

http://www.punb.com.my/en/pembangunan-usahawan-latihan

Institut Keusahawanan Negara (INSKEN)

Training Programmes provided under  INSKEN

Ministry/Agency:

Web-link: https://www.insken.gov.my/pendaftaran/

Professional Training and Education for Growing Entrepreneurs (PROTÉGÉ)

Entrepreneurship and business training programs to develop and guide youths in collaboration with industry experts in the effort to create more competitive and ready-to-work job seekers globally and skilled job seekers to meet current industry needs.

Ministry/Agency:Kementerian Pembangunan Usahawan (MED)

Web-link: http://www.protege.my/en

Program Tunas Usahawan Belia Bumiputera (TUBE)

This program aims to encourage youths to venture into businesses. It prepares those who want to start are business to have resilience physically and mentally, apart from being introduced to the real business world and landscape.

Ministry/Agency:SME Corp. Malaysia

Web-link: 

http://www.smecorp.gov.my/index.php/en/programmes/2015-12-21-10-03-39/tunas-usahawan-belia-bumiputera-tube-programme

MARA Entrepreneurship Training Programme

This program.

Ministry/Agency: MARA

Web-link: https://www.mara.gov.my/en/index/entrepreneurship/entrepreneurship-development/program-latihan-berstruktur/

KEMAS Skills Academy

This program.

Ministry/Agency: Jabatan Kemajuan Masyarakat (KEMAS), Kementerian Pembangunan Luar Bandar

Web-link: https://www.kemas.gov.my/en/kemas-skills-academy/

KEMAS Training Institutes

This program.

Ministry/Agency: Jabatan Kemajuan Masyarakat (KEMAS), Kementerian Pembangunan Luar Bandar

Web-link: https://www.kemas.gov.my/en/kemas-training-institute/

KEMAS Training Centres

This program.

Ministry/Agency: Jabatan Kemajuan Masyarakat (KEMAS), Kementerian Pembangunan Luar Bandar

Web-link: https://www.kemas.gov.my/en/kemas-training-centre/

Easy Home Financing Packages

Government Housing Loan Skim Pinjaman Perumahan (SPP)
Housing loan for low-income non-civil service Malaysians

Income Group RM750 to RM2,500             

Property Price < RM45,000

 

PR1MA Conventional Home End-financing Scheme
Up to 100% home financing for PR1MA Homes buyers
Income Group RM2,500 to RM15,000         

Property Price RM100,000 to RM400,000

 

PR1MA Skim Pembiayaan Fleksibel (SPEF)
Higher loan amount and lower monthly instalments for PR1MA Homes financing
Income Group RM2,500 to RM15,000         

Property Price RM100,000 to RM400,000

 

 

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