MyBenefits: Basic Living Essentials
Basic Essential of Housing: Affordable Home Financing
Government Housing Subsidies, Guarantees and Easy Home Loans
Subsidy to Repair, Rebuild and Maintenance
Program Bantuan Rumah (PBR)
Fully subsidised cost of repair/rebuild
Income Group Hardcore poor
Property Price RM21,000 to RM50,000
Project Perumahan Rakyat Termiskin (PPRT)
Fully subsidised cost of repair/rebuild
Income Group Hardcore poor
Property Price RM21,000 to RM50,000
Rumah Bina Negara (RBN) FELCRA
(to be published soon)
Supply of partially subsidised home and cheap housing loan package
Income Group < RM4,000
Property Price RM65,000
Rumah Bina Negara (RBN) RISDA
(to be published soon)
Supply of partially subsidised home and cheap housing loan package
Income Group < RM4,000
Property Price RM65,000
Rent-to-Own Programmes (RTO)
People's Housing Program Rent-to-Own (PPR RTO)
(to be published soon)
If you are unable to afford or get financing, rent first
Income Group < RM2,500
Property Price RM30,000 - RM42,000
PR1MA Basic Rent-to-Own (RTO) Programme
(to be published soon)
If you are can’t get financing, rent first and save to buy later
Income Group RM2,500 to RM15,000
Property Price RM100,000 to RM400,000
PR1MA Zero Rent-to-Own (RTO) Programme
(to be published soon)
If you are can’t get financing, rent first and buy later
Income Group RM2,500 to RM15,000
Property Price RM100,000 to RM400,000
Home Loans with Subsidies and Guarantees
Youth Housing Scheme Skim Perumahan Belia (SPB)
100% home loan and subsidy for repayment
Income Group < RM10,000
Property Price up to RM500,000
Skim Jaminan Kredit Perumahan (SJKP)
Housing loan guarantee for self-employed from the low-income group
Income Group > RM1,000
Property Price up to RM300,000
MyDeposit Scheme
One-off grant to pay 10% down payment for the first home purchase
Income Group RM3,000 to RM10,000
Property Price RM80,000 to RM500,000
My First Home Scheme (Skim Rumah Pertamaku)
100% Home loan for employed middle-income Malaysians
Income Group < RM5,000
Property Price RM100,000 to RM540,000
SPNB Dana Home Loans (to be published soon)
Provide financing to home buyers of RMR1M Scheme and those who
Income Group RM750 to RM3,000
Property Price RM45,000 to RM65,000
Easy Home Financing Packages
The Bank Negara Fund for Affordable Homes
Affordable and Accessible Home Loans
Government Housing Loan Skim Pinjaman Perumahan (SPP)
Housing loan for low-income non-civil service Malaysians
Income Group RM750 to RM2,500
Property Price < RM45,000
PR1MA Conventional Home End-financing Scheme
Up to 100% home financing for PR1MA Homes buyers
Income Group RM2,500 to RM15,000
Property Price RM100,000 to RM400,000
PR1MA Skim Pembiayaan Fleksibel (SPEF)
Higher loan amount and lower monthly instalments for PR1MA Homes financing
Income Group RM2,500 to RM15,000
Property Price RM100,000 to RM400,000
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